The lack of ethics is NOT a feature of capitalism. In any economic model of capitalism, the system, at least the part about competition, is shown to be the most efficient of any system in the production of goods and services. But any model of capitalism is predicated on specific assumptions, and one of the main requirements of capitalism is ease of entry and exit of producers, and another is perfect information between producer and consumer. These are laid out early in Econ 1. Those are essential, and where that fails, it is not capitalism, not competitive capitalism absolutely. This is monopoly capitalism, with fraud. It is not capitalism that failed, but individual actors, and a government that failed to exert control over a monopoly that it created..